Credit Counseling and Restoration Services

Don't let past hardships or mistakes define you forever, there is hope and ways of making it better.

A no-obligation consultation to discuss your current situation and determine the best path forward for you.

a woman sitting at a table with a laptop and papers
a woman sitting at a table with a laptop and papers

Free Free Free!

Free Initial Consultation

$115.00 (one-time fee)

Includes

✅ Detailed credit report review

✅ One-on-one consultation

✅ Personalized action plan for improvement

✅Virtual consultations and assistance available

‼️this service is educational and designed to help you understand your credit profile and next steps‼️

a person holding a piece of paper over a laptop
a person holding a piece of paper over a laptop

Credit Counseling

&

Action Plan

$109.00/month (No Contract Required)

Includes

✅ Dispute assistance

✅ Creditor communication support

✅ Ongoing progress tracking

✅ Monthly updates

‼️Cancel anytime! No long-term commitment‼️

Credit Restoration Program

Credit Services Disclosure

We provide credit education and administrative assistance services only. We are not attorneys, law firm employees, or financial advisors, and we do not offer legal, tax, or financial advice.

All services are performed based solely on the information provided by the client. While we strive to assist clients in understanding and improving their credit profiles, we make no guarantees, representations, or warranties regarding the outcome of any service. Each individual’s credit situation is unique, and results will vary based on factors beyond our control, including but not limited to creditor policies, credit bureau reporting practices, and the accuracy of the information provided.

We cannot control nor do we guarantee specific results, including credit score increases, account removals, or timelines for any changes to a credit report.

Consumers have the right to obtain and review their own credit reports and may dispute inaccurate or incomplete information directly with credit reporting agencies at no cost, without the use of any third-party service.

By using our services, you acknowledge and agree that you understand the nature and limitations of the services provided.

Contact Information:

Office Number:

817-829-4968

Email: information@morningstarfinancialservice.com